Yesterday, I gave a very brief overview of the FDCPA. I glossed over the prohibitions contained in the Act as I said they were common sense prohibitions that I didn't have time to analyze. We'll it doesn't get any more common sense than this: Don't kill people when trying to collect a debt. First, dead people can't pay their bills. Second, it may be an FDCPA violation.
A story in today's Washington Post indicates that a man in Indonesia died after a "harsh interrogation" by a Citibank debt collector regarding an alleged $5,700 debt. Indonesia is not covered by U.S. federal law, but if this would have happened in America, I'm pretty sure that there were probably a couple of FDCPA violations that occurred in that room before the guy keeled over.
This also reminds me of an old story from the Northern Law Blog vault. Click HERE for the classic post about a wrongful death case filed by a widow against her late husband's mortgage lender for allegedly killing him with their harassing phone calls.
3 comments:
I just read the post about Dianne McLeod.The agency should be sued!! I bet those people would now harass her after her husband's death!The good thing is FDCPA has now made it stringent that an agency cannot collect from a descendant.
You have a right to sue harrassing debt collectors...
Good Info...
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